Steps to Establishing a Solid Credit Score

Starting with no credit history? Here’s how to build credit from the ground up.

Start Small with a Secured Card

Starting with a secured card is a smart move. Use it responsibly, keep balances low, and pay on time.

Know What Affects Your Credit

Did you know that payment history and credit utilization have the biggest impact on your score? Aim to pay off your balance in full whenever possible.

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